Welcome to ATX Mortgage
Helping home buyers across Austin since 2003.
Finding the best loan for you
Mortgage Broker In Texas
- 5-star Rated Mortgage Broker
- We are Professionals You Can Trust
- Purchase and Refinance Loans
- Open for Partnerships with Borrowers & Realtors
- Office located in Austin.
Se habla español.
Loan Program Options
- Conventional Loans
- FHA Loans
- USDA Loans
- VA Loans
- Jumbo Loans
Financing Services
- Private Financing
- Debt Service Coverage
- Niche Programs
John Campbell
Mortgage Broker / NMLS# 891346
ATX Mortgage / NMLS# 2268408
My 21+ years of lending experience has put me in touch with the first-time homebuyer to the most complicated self-employed entrepreneur with multiple properties and complex tax returns. My goal is always the same- provide useful and reliable information so the customer can make an informed decision before entering into a real estate transaction.
I was born and raised on a farm in Central Texas and went to college at Sam Houston State University. I started as a loan officer in March of 2003, and I have absolutely loved helping all of my customers navigate the waters of the loan process since then. It really puts a smile on my face when I see a home buyer getting their keys for the first time at the closing table.
In my free time I love to spend time with my wife Lindsey & son Tucker & daughter Taylor at our ranch in Central Texas. I live for warm weather, and I love traveling and meeting new people from unique backgrounds.
How do mortgages work?
Mortgages are large, long-term loan used to buy home and other types of real estate. The property serves as collateral for the loan, which is repaid to the lender at an agreed-upon interest rate within a specified time-period.
Step 1. Apply for Pre-Qualification
Answer a few questions to learn about your options, and estimate how much you can afford based on basic financial information and a soft credit check. Higher credit scores can enable better terms on a mortgage loan.
Step 2. Find a Property
Once you’ve selected a property, we will help find the most suitable home loan in Austin. An application is then submitted to the lender with your financial documents.
Step 3. Sign a Contract
Sign a contract with the lender which states the agreed-upon monthly mortgage payment. The property will serve as collateral for the loan.
Step 4. Make a Downpayment
Depending on the type of loan you have, you may need to pay a principal loan along with a fixed or adjustable loan rate.
Step 5. Become a Homeowner
Once all the payments have been completed, complete ownership of the property is now yours!
Ready to work with us?
Begin your Pre-Qualification process by uploading relevant documents to our secure, online platform.
What clients are saying
jlk
John did a great job helping us get a loan for a condo in Austin. As first time home buyers there was a lot we didn’t know— John was always there with an answer. When the first loan didn’t workout he was quick to find us an alternative.
ShermanWatters
I lucked into working with John. We contacted a realtor as we considered moving to the Cedar Park area and she recommended John. He was always very responsive in every aspect – even if I became a bother (in my own eyes) buy flip-flopping on decisions and asking a ton of questions.
ejmwarrant
John Campbell and his associates were simply amazing and made this a completely painless purchase. John was able to find me a great rate with a lender that suited all of my needs and he kept me informed throughout the process. I called John several times and he always answered which is amazing. I will certainly do business with John Campbell again in the future.
Gideon
I’ve financed 3 homes and refinanced 2 of those multiple times. So I’ve had a little experience with mortgage brokers and lenders. My experience with John was the best and easiest transaction I’ve ever had getting financing on a home. I recommend him to anyone needing a loan on a home without reservation.
Mark Cummins
My wife and I can’t thank Mr. Campbell enough for the professionalism and friendliness shown toward us by him and his team during our home-buying process. He kept us regularly updated on the status of our loan, and worked diligently to obtain the best financing for us. There are a few people who have truly made a difference in our lives, and one of them is Mr. Campbell. We highly recommend him to those beginning the home-buying process. Thanks Mr. Campbell!
Billy Whipple
I’ve been fortunate enough to work with John on the original purchase of my home and now the refinance. He is an excellent communicator and makes the process extremely easy. When I bought my first home he guided me through a down-payment assistance program and greatly reduced the stress of the experience. During my refinance I shopped around and was told from another mortgage company that I need to sign John immediately!
Jude Fernando
John was very helpful in getting things done. He got the pre-qualification for me well in advance, which helped me to find a house for my budget. He did a great job getting the loan approved. Will recommend to anyone with no hesitation. John is a Pro.
Joshua Osborne
John is the consummate professional. He’s almost always available, which I know is tough on him, but he’s passionate about helping his clients and it shows. John was patient over the months with us, as we had questions arise. He was there every step of the way during ‘crunch time’ of pre-closing and closing, which is certainly the most stressful time of buying and you really need someone there with you. We had a couple of bumps come up at the last minute, and John’s quick actions and ideas ensured that we had no delays and closed on time!